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Why Owning a B&B May Be Closer Than You Think


Have you ever dreamed of owning a Bed and Breakfast but didn’t think it was possible? With FC Funding, we can make your dreams come true thanks to our extensive experience arranging the right commercial mortgage for prospective B&B owners, regardless of their credit history.

Bespoke B&B Commercial Mortgages

Whether you’re looking to start your B&B, expand your business or are hoping to remortgage, FC Funding are your number one choice for finding you the best commercial mortgage deal on the market. With years of industry experience, we are one of the UK’s leading commercial mortgage brokers and as we are not tied down to any one lender, we are free to scour the market to find you the best possible rates and terms for your B&B mortgage. Over the years we have developed excellent relationships with some of the country’s top lenders including household names and specialist commercial funding companies to enable us to negotiate excellent deals on your behalf and create a truly tailored package designed around your individual needs. 

As lenders typically view the B&B business as a low risk investment, due to many owners living in the property themselves and high market demand, the loan to value (LTV) in this particular sector can be as high as 75%. For similar reasons, even if you have a low credit score, we are confident we will be able to find you a commercial mortgage that fits your requirements perfectly. 

Why Choose Us for Your B&B Mortgage?

  • Proven track record of successfully arranging B&B commercial mortgages
  • Benefit from our insider knowledge of the industry built over years of experience 
  • Loan to value rates of up to 75% 
  • Get the best rates and terms for your mortgage with trusted lenders
  • Providing packages that are bespoke to your needs 
  • Can arrange a mortgage for those with no B&B experience and/or a low credit score
  • We make the whole process simple and hassle-free 

Whether you’re hoping to buy your very first B&B, expand your business or remortgage, choose FC Funding to arrange a bespoke commercial mortgage on your behalf. To get started, contact us today on 01202 937880