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3 Questions To Ask Yourself Before You Buy a Pub


If you’ve always dreamed of pulling pints in your very own pub, ask yourself the following 3 questions to make sure it’s right for you before you take the leap.

Can I get the right mortgage deal?

Of course, possibly the most important question to ask yourself when considering buying a pub is ‘can I afford it?’ Without the right finance in place, including contingency funds for those inevitable setbacks, your dream of becoming a landlord will remain just that, a dream. At FC Funding, we specialise in arranging commercial mortgages for pubs which means we have a unique insight into the needs of landlords as well as a portfolio of industry contacts. Using these contacts, we scour the market to find you a fantastic deal on a mortgage tailored to your requirements.

Is now the right time to buy a pub?

It’s no secret that some pubs have struggled to survive in recent years for a number of different reasons, including increased beer duty and declining alcohol consumption. With this in mind you must seriously consider if now is the right time to make that commitment and purchase of a pub. Having said that, for those with the mind-set, right ambition, drive and, above all, creativity, there’s nothing stopping you from making a resounding success of your pub dream. 

What kind of pub do I want to run?

When deciding on what theme your pub will have, it’s important to consider what it is about a pub that excites and inspires you. By choosing a style that reflects your interests and personality, you’re already halfway there to ensuring you have the drive to work hard and make your pub a success. Having said this, it’s also important to research the location of your pub and think carefully about whether it will fit in with the surrounding area. For instance, if your pub is in a town full of families with young children, it might not be a good idea to open a high-class bistro pub that only serves those over 21. 

The experienced brokers at FC Funding are experts in arranging commercial mortgages and funding packages for those who dream of buying or refinancing a pub. To find out more and to discuss your requirements, get in touch with us today on 01202 937880