Hotel Mortgage Brokers

At FC Funding, our experienced mortgage brokers have the expertise and know the right lenders to help you secure funding for your hotel mortgage.

Whether you have years of experience in hotels or you’re seeking funding for a start-up, our mortgage brokers can find you a commercial mortgage or bridging loan. Our services are straightforward, as we look to find you excellent rates that reflect the strength of your business. We liaise with you to make financing easy and have a superb relationship with the lenders we work with.

Mortgages for Hotels, Guest Houses and B&B

We can help you secure funding

Whatever your credit history, we have options to help. our lenders can offer you business loans for expansion or cash flow purposes, and often a lender will take structure and management into account when choosing to lend to a business.

Owning a hotel can be an exciting venture. With the leisure industry in a strong position, purchasing, starting or expanding a hotel business can be made easy when you work with FC Funding.

Lending Criteria

Outside income can sometimes be considered when assessing a mortgage’s affordability: it’s even possible to source a remortgage of an owner-occupied commercial mortgage with loan values up to 80%.

You can use a commercial remortgage to move onto a better package or raise capital to grow your hotel business. The package offered by the lender is subject to the status of the client, the trade that you are in and the performance of the business. The commercial mortgage loan to value will usually be based against the bricks and mortar value of the property, however, in some instances, the lenders will base the loan to value against the full business appraisal (which would include the goodwill of the business).