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Commercial Mortgages

What is a Commercial Mortgage?

A Commercial mortgage is used for the purpose of purchasing or remortgaging a commercial premises. You can also use a commercial mortgage to purchase investment properties. Commercial mortgages are provided by standard high street lenders, challenger banks and other financial institutions.

Lending Criteria

The Banks look to make funds avaliable and consider the following in doing so:-

  • Loan to Value
  • Credit Scoring
  • Servicability
  • Sector Experience
  • Property Type
  • Sector Type
  • Interest Rates

Interest rates can start as low as 1.9% above Bank of England Base Rate but when deciding the interest rate the Banks take into account the Lending Criteria.

Summary

Commercial mortgages can have a positive effect on asset appreciation, over the term of your loan it is likely that the value of the building will increase.

As an experienced Commercial Mortgage Broker we can help you achieve your goals with up to 100% LTV achievable with additional security and the most competitive rates are guaranteed. Adverse accounts and credit history problems can be accounted for.

Due to the fact that this is an ever changing market place it is always worth calling 1st Commercial Funding to discuss the possibilities of a loan being accepted and to ascertain the appetite of the lenders.

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We have made it happen for hundres of satisfied customers

"Chris worked tirelessly to secure the right product for our business. We would have no hesitation in using First Commercial Funding for any future requirements."
Karen Eddy SC4 Limited
"Just to let you know that we received our registration certificate from the Commission this afternoon. We are now a licensed Nursing Home ready for trading. Mel and I wish to thank you and all the team at FC Funding for all the support and hard work you put into making this a reality."
John & Mel The Fairhall Nursing Home
"I would just like to say thank you to all at First Commercial Funding for your kind and professional help. Any problems were swiftly sorted out and my application was back on track. I had to do very little paper work and all was handled by FC Funding for me. I will definitely use you again and recommend you to anyone."
C Manani Gregorys
"First Commercial Funding are really committed to getting the job done. I now own a very prestigious restaurant and looking forward to accomplish a food chain and definitely with the assistance of First Commercial Funding!"
M N Riaz Mahi Grill And Restaurant
"I would recommend every borrower to go through the FC Funding as they fast, reliable and trustworthy. I went through every possible way to arrange lending but couldn't find easier way than FC Funding. I am glad that there is someone, who does what they say."
Chirag & Magna Amin Woodmansterne Post office
Don't hesitate and act now!

We are ready to listen to your requirements, call now for free, no obligation quotation

Call: 01202 937880

Leading Brokerage, below are a selection of 1st Commercial Funding’s lending partners.

Aldermore
Allied Irish Bank
Mint
Atom Bank
Bank of Scotland
Hope Capital
Barclays
Ortus Secured Finance
Cambridge and Countries
Clydesdale
Oblix Capital
Cumberland Building Society
Fleet
Lend Invest
Funding Circle
Masthaven
Hampshire Trust Bank
Handelsbanken
Kuff Link
United Trust Bank
ESME
HSBC
Interbay
Lloyds Bank
Ocopus
Metro Bank
Natwest
Norwich and Peterborough
RBS
Santander
Shawbrook
Together
Affirmative
Boost Capital
Close Brothers